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How To Stop Debt Collectors From Calling – The Balance
https://www.thebalance.com › … › Credit and Debt Management › Debt Collection
Nov 30, 2016 – If the debt collector violates the FDCPA, you have hard evidence that could lead to a lawsuit in your favor. Keep in mind that, by law, the debt collector does not have to honor this request. The surest way to stop debt collectors from calling you is by sending what is known as a cease and desist letter.

Should I tell a debt collector to stop contacting me? | Nolo.com
If you send a cease and desist letter to a debt collector, the debt collector must stop contacting you except to tell you that: it’s ending communications, or. it may (or will) sue you or use another legal remedy to collect the debt.

Debt Collection: What You Need to Know to Protect Yourself | Money
Jul 30, 2014 – But rather than panicking and avoiding your collector’s many calls—and there will be many—here are 9 ways to gain the upper hand in …

Debt Collector Harassment: Stop Creditor Collection Calls – Debt.org

When debt collector harassment occurs, it is essential that you understand your rights and how to stop harassing debt collection calls.

10 Tactics to Stop Rogue Debt Collectors in Their Tracks – ABC News
https://abcnews.go.com › Money
Apr 26, 2012 – Debt collectors make more than a billion contacts with consumers each year, according to ACA International, the debt collection trade group.

3 Ways to Stop Collection Calls – wikiHow
https://www.wikihow.com › … › Speaking › Phone Skills › Handling Difficult Phone Calls
Rating: 59% – ‎44 votes
Jump to Talking to Debt Collectors – Don’t ignore debt collectors. Answer the phone and find out if you owe money or not, what you can do to pay the …

How to stop calls from debt collectors | Consumer Information
Jan 21, 2016 – Sending a letter to a debt collector you owe money to doesn’t get rid of the debt, but it should stop the contact. The creditor or the debt collector …

In this video I talk about what NOT TO DO when a debt collector contacts you. If you don’t know what action you should or shouldn’t take, you could end up paying a debt that you legally do not have to pay.

When you’re contacted by a debt collector, do not do any of the following things:

1. Do not acknowledge that you owe the debt. There are several reasons why you should not acknowledge that you owe the debt. The debt could be past the statute of limitations and you may be no longer legally responsible for the debt. Also, If the debt collector can not provide proper validation of the debt, you don’t have to pay them and debt collectors almost never have proper documentation to validate the debt.

2. Do not make any partial payments on the debt. If the debt is past the statute of limitations and you make a partial payment then you will reinstate the debt. Demand validation before you pay anything because you may not be liable for the debt.

3. Do not give the debt collector any of your financial information when you speak with the debt collector. The debt collector is likely to offer you a limited time deal to pay the debt at a fraction of what is owed. Don’ t fall for the limited time offer trick. Once you pay towards the debt, you will be liable for the debt.

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